Financing through HFS Financial
Plan the project. Then choose the option that fits your budget.
A clear scope and realistic budget make it easier to compare financing options. Lara Building Group helps define the proposed work, while HFS Financial helps homeowners explore funding through participating lenders.
Opens HFS Financial in a new tab · checking your rate does not affect your credit score
Fixed-rate options
Fixed-payment loan options that may make long-term budgeting more predictable.
No home equity required
Personal-loan options may be available without using home equity or refinancing.
Fast prequalification
Review potential loan options and connect with an HFS loan consultant.
Terms up to 30 years
Available terms may extend up to 30 years, depending on program and lender approval.
Funds sent to the homeowner
Approved loan proceeds are generally funded directly to the homeowner.
No prepayment penalties
HFS states its loan programs have no prepayment penalties.
How it works
From inquiry to funding.
Check your options
Complete the initial HFS inquiry to view potential loan options without impacting your credit score.
Speak with HFS
Connect with an HFS loan consultant to discuss available programs and next steps.
Submit documents
Provide any documentation requested by the participating lender for review.
Receive funds
If approved, the lender completes funding according to its terms and requirements.
Lara Building Group is not a lender and does not make lending decisions. Financing is offered through HFS Financial and participating third-party lenders. Rates, terms, payments, fees, eligibility, approval, and funding are determined by the lender and are subject to change. Not all applicants will qualify.
Start a conversation
Let’s talk about your project.
Share the property location, the scope, a few photos, and the result you want. We’ll review it and set up the next step for pricing.
4663 Haygood Rd, Suite 212 · Virginia Beach, VA 23455 · Mon–Fri 8–5