Flexible Project Planning
Financing
Explore financing options designed to help homeowners move forward with remodeling, additions, decks, and other home-improvement projects.
Financing Through HFS Financial
Plan the project. Then choose the option that fits your budget.
A clear scope and realistic project budget make it easier to compare financing options. Lara Building Group can help define the proposed work, while HFS Financial helps homeowners explore potential funding through participating lenders.
Check your rate without affecting your credit score.HFS states that its initial loan inquiry does not impact your credit score. If you decide to proceed, additional credit review may be required by a participating lender.
You’ll leave larabg.com and continue to HFS Financial.
Potential Benefits
Options built around home-improvement projects.
Fixed-Rate OptionsExplore fixed-payment loan options that may make long-term budgeting more predictable.
No Home Equity RequiredPersonal-loan options may be available without using your home equity or refinancing your mortgage.
Fast PrequalificationReview potential loan options and connect with an HFS loan consultant.
Terms Up to 30 YearsAvailable terms may extend up to 30 years, depending on the program and lender approval.
Funds Sent to the HomeownerApproved loan proceeds are generally funded directly to the homeowner.
No Prepayment PenaltiesHFS states that the loan programs described on its website have no prepayment penalties.
How It Works
A straightforward path from inquiry to funding.
1Check Your OptionsComplete the initial HFS inquiry to view potential loan options without impacting your credit score.
2Speak With HFSConnect with an HFS loan consultant to discuss the available programs and next steps.
3Submit DocumentsProvide any documentation requested by the participating lender for review.
4Receive FundsIf approved, the lender completes funding according to its terms and requirements.
Important: Lara Building Group is not a lender and does not make lending decisions. Financing is offered through HFS Financial and participating third-party lenders. Rates, terms, payments, fees, eligibility, approval, and funding are determined by the lender and are subject to change. Not all applicants will qualify.
Start with your project details.
Schedule a consultation so we can learn about the property, scope, and goals.